NAATI CCL Urdu Consumer Affairs Practice Dialogues — Worked Examples

Consumer affairs interpreting in Urdu requires Perso-Arabic commercial vocabulary like دکاندار (dukaandaar, shopkeeper), سامان (saamaan, goods), خریدار (khareedaar, buyer), and واپسی (waapsi, return/refund) alongside formal terms like صارف (saarif, consumer) and حقوق (huqooq, rights). The Nastaliq script convention affects receipt and warranty document handling. Gender-honorific agreement runs through complaint descriptions — یہ چیز خراب نکلی (this thing turned out defective, feminine). The formal register shifts during disputes — customers may begin with polite آپ address but escalate to more direct constructions when frustrated, a pragmatic shift interpreters must convey. Code-mixing with English retail terms like refund, warranty, receipt, exchange, and complaint is standard. The code-mixing dynamics intensify during emotional disputes, where English complaint terminology receives Urdu verb endings — complaint کرنا (complaint karna, to make a complaint). Cultural expectations around relationship-based commerce — expressed through پرانا گاہک ہوں (I am an old customer) — carry persuasive weight that must be interpreted accurately for Australian consumer rights processes.

7 practice dialogues

Faulty Product — Refund Request

This dialogue is between a woman and a Store Manager. The woman has purchased a faulty washing machine and is seeking a refund under Australian Consumer Law.

Seg 1Store Manager
English → LOTE

Good morning. How can I help you today?

Seg 2Customer
LOTE → English

پچھلے ہفتے واشنگ مشین خریدی اور کام نہیں کرتی۔ ڈیلیوری کے بعد سے بالکل نہیں چلی۔ رقم واپس چاہیے۔

Seg 3Store Manager
English → LOTE

I'm sorry for the inconvenience. Do you have the receipt and proof of purchase?

Seg 4Customer
LOTE → English

جی، رسید اور کریڈٹ کارڈ اسٹیٹمنٹ ہے۔ بارہ سو ڈالر ادا کیے۔ پوری رقم واپس چاہیے۔

Seg 5Store Manager
English → LOTE

Under Australian Consumer Law, if a product is not of acceptable quality, you're entitled to a refund, replacement, or repair. Would it be possible for a technician to inspect it first?

Seg 6Customer
LOTE → English

مرمت نہیں چاہیے۔ بالکل نئی مصنوعات جو چلتی ہی نہ ہو اسے مرمت کی ضرورت نہیں ہونی چاہیے۔ رقم واپس یا نئی سے تبدیلی چاہیے۔

Seg 7Store Manager
English → LOTE

You're right. For a major failure, you're not required to accept a repair. You can choose between a refund and a replacement. Which would you prefer?

Seg 8Customer
LOTE → English

رقم واپسی۔ اب اس برانڈ پر اعتماد نہیں رہا۔

Seg 9Store Manager
English → LOTE

Understood. I'll process the refund to the original payment method. It will take five to ten business days to appear on your credit card. I'll also arrange for the faulty washing machine to be collected.

Seg 10Customer
LOTE → English

ڈیلیوری فیس بھی واپس ملے گی؟ سو ڈالر ادا کیے تھے۔

Seg 11Store Manager
English → LOTE

Yes, when a product has a major failure, all associated costs including delivery are eligible for refund. I'll process a total refund of thirteen hundred dollars.

Seg 12Customer
LOTE → English

شکریہ۔ یقین نہیں تھا مدد ملے گی، لیکن آسانی سے حل ہونے پر اطمینان ہوا۔

Telecom Contract — Billing Dispute

This dialogue is between a man and a Customer Service representative at a telecommunications company. The man is disputing unexpected charges on his phone bill.

Seg 1Customer Service
English → LOTE

This is the customer service department for the telecommunications company. How can I help?

Seg 2Customer
LOTE → English

اس مہینے کا بل معمول سے دوگنا ہے۔ معاہدہ ماہانہ نواسی ڈالر کہتا ہے، لیکن ایک سو پچاسی وصول ہوئے۔ وضاحت ہو سکتی ہے؟

Seg 3Customer Service
English → LOTE

Let me check your account. It appears your data usage exceeded your plan's limit last month. You've been charged additional data fees.

Seg 4Customer
LOTE → English

حد سے بڑھنے کا علم نہیں تھا۔ وارننگ نوٹیفکیشن کبھی نہیں آیا۔ معاہدے میں لکھا ہے حد کے قریب پہنچنے پر ایس ایم ایس بھیجیں گے۔

Seg 5Customer Service
English → LOTE

Let me look into that. There was an error in the notification system — the SMS was never sent. This was our mistake.

Seg 6Customer
LOTE → English

تو اضافی چارجز مکمل معاف ہونے چاہییں۔ اطلاع ملتی تو حد سے نہ بڑھتا۔

Seg 7Customer Service
English → LOTE

I agree. I'll reverse the ninety-six dollars in additional data charges and it will appear as an adjustment on your next bill.

Seg 8Customer
LOTE → English

دوبارہ نہ ہو اس کا بندوبست کیسے ہوگا؟

Seg 9Customer Service
English → LOTE

I've set up data usage alerts on your account. You'll get SMS and email notifications at fifty, eighty-five, and one hundred per cent of your data limit.

Seg 10Customer
LOTE → English

خودکار کیپ لگا دیں۔ مزید ناگہانی بل نہیں چاہیے۔

Seg 11Customer Service
English → LOTE

Done. From now on, when you reach your data limit, your speed will be reduced and no extra charges will apply. If you need more data, you can purchase it manually through the app.

Seg 12Customer
LOTE → English

شکریہ۔ مسئلہ حل ہو گیا، لیکن نوٹیفکیشن صحیح کام کرتا تو اس کی ضرورت ہی نہ تھی۔

Building Dispute — Renovation Problems

This dialogue is between a woman and a Fair Trading Officer. The woman has lodged a complaint about a builder who did substandard renovation work on her home.

Seg 1Fair Trading Officer
English → LOTE

You've lodged a complaint with Fair Trading regarding a building dispute. What was the problem?

Seg 2Homeowner
LOTE → English

کچن نیا بنوانے کے لیے بلڈر رکھا اور کام کا معیار بہت خراب ہے۔ الماریاں ترچھی، ٹائلز ٹوٹی، پلمبنگ لیک کر رہی ہے۔ پچیس ہزار ڈالر ادا کیے۔

Seg 3Fair Trading Officer
English → LOTE

Have you contacted the builder about these issues? What was their response?

Seg 4Homeowner
LOTE → English

کئی بار فون کیا، اب فون نہیں اٹھاتے۔ ای میل کا بھی جواب نہیں۔ آخری بار بات ہوئی تو کہا کام ہو گیا، کچھ ٹھیک نہیں کریں گے۔

Seg 5Fair Trading Officer
English → LOTE

It's important to keep records of all written communication. Do you have photographic or video evidence? A report from an independent building inspector would be very strong evidence.

Seg 6Homeowner
LOTE → English

کافی تصاویر ہیں۔ آزاد انسپکٹر کا خرچ کتنا ہے؟

Seg 7Fair Trading Officer
English → LOTE

Usually five hundred to eight hundred dollars. It's an expense, but the report is essential evidence in a tribunal and significantly increases your chances of a successful claim. Do you have the builder's licence number?

Seg 8Homeowner
LOTE → English

جی، معاہدے پر ہے۔

Seg 9Fair Trading Officer
English → LOTE

Good. We can verify that licence with Fair Trading. We'll also check whether the builder has insurance to cover the defective work and any rectification costs.

Seg 10Homeowner
LOTE → English

چودہ دنوں میں جواب نہ آئے تو؟

Seg 11Fair Trading Officer
English → LOTE

You can then lodge an application with the NSW Civil and Administrative Tribunal. It handles building disputes up to five hundred thousand dollars without needing a lawyer.

Seg 12Homeowner
LOTE → English

فوراً تحریری شکایت بھیجتا ہوں۔ مدد کا شکریہ۔

Energy Bill — Dispute Resolution

This dialogue is between a woman and an Energy Ombudsman Officer. The woman is disputing an unusually high electricity bill that she believes is incorrect.

Seg 1Energy Ombudsman Officer
English → LOTE

This is the Energy Ombudsman's office. You have a complaint about your electricity bill. Can you tell me more?

Seg 2Customer
LOTE → English

سمارٹ میٹر لگنے کے بعد سے بجلی کا بل تین گنا ہو گیا ہے۔ پہلے سہ ماہی دو سو ڈالر تھا، اب چھ سو وصول ہوئے۔ بجلی استعمال نہیں بدلا۔

Seg 3Energy Ombudsman Officer
English → LOTE

I'll check the installation date and compare your usage data before and after. Have you lodged a complaint with the energy company?

Seg 4Customer
LOTE → English

جی، تین بار فون کیا۔ میٹر صحیح کام کر رہا ہے کہتے ہیں اور کچھ نہیں کریں گے۔

Seg 5Energy Ombudsman Officer
English → LOTE

As the Ombudsman, I can require the company to test the meter. If the test reveals an issue, I can order a bill adjustment and compensation for the overcharge.

Seg 6Customer
LOTE → English

ٹیسٹ ہونے تک بل کا کیا ہوگا؟ اتنی رقم ادا نہیں کر سکتا۔

Seg 7Energy Ombudsman Officer
English → LOTE

During the investigation, payment of the disputed amount can be put on hold. The energy company cannot disconnect your service during this time. You just need to continue paying the base usage charge.

Seg 8Customer
LOTE → English

اطمینان ہوا۔ ٹیسٹ کتنا وقت لگتا ہے؟

Seg 9Energy Ombudsman Officer
English → LOTE

Usually two to four weeks. If the meter was faulty, the billing will be corrected and a new meter installed at no cost.

Seg 10Customer
LOTE → English

میٹر میں کوئی خرابی نہ ہو تو؟

Seg 11Energy Ombudsman Officer
English → LOTE

Even then, I can help you review your tariff plan. I can also provide information on solar panel rebates and energy-saving advice. A referral to the hardship support program is also available.

Seg 12Customer
LOTE → English

سارے اختیارات جان کر خوشی ہوئی۔ میٹر ٹیسٹ شروع کریں۔

Online Purchase — Refund Dispute

This dialogue is between a woman and a Consumer Affairs Officer. The woman bought a product online that was significantly different from what was advertised and wants a refund.

Seg 1Consumer Affairs Officer
English → LOTE

You've lodged a complaint about an online purchase. What happened?

Seg 2Consumer
LOTE → English

آسٹریلین ویبسائٹ سے جوتے۔ آیا بالکل مختلف — رنگ، سائز، مٹیریل غلط۔

Seg 3Consumer Affairs Officer
English → LOTE

'Sale items are non-refundable' is not valid under Australian Consumer Law. If a product doesn't match the description, you have the right to a return and refund. This applies even to sale items.

Seg 4Consumer
LOTE → English

پے پال سے ادائیگی کی۔ پے پال سے رقم واپس مانگ سکتا ہوں؟

Seg 5Consumer Affairs Officer
English → LOTE

Yes, PayPal has buyer protection. If the product is significantly different from the description, you can open a dispute and PayPal will investigate and may issue a refund.

Seg 6Consumer
LOTE → English

واپسی شپنگ کا خرچ کون دے گا؟

Seg 7Consumer Affairs Officer
English → LOTE

If the product doesn't match the description, Australian Consumer Law requires the seller to cover the return shipping cost. If the seller refuses, you can lodge a complaint with Fair Trading.

Seg 8Consumer
LOTE → English

ویب سائٹ تصاویر بطور ثبوت محفوظ کرنی چاہییں؟

Seg 9Consumer Affairs Officer
English → LOTE

Yes — save screenshots of the website listing, the order confirmation email, and photos of the product you received. It's important to secure evidence early in case the seller changes the product description.

Seg 10Consumer
LOTE → English

سب کروں گا۔ اس قسم کے معاملے میں وکیل چاہیے؟

Seg 11Consumer Affairs Officer
English → LOTE

Usually not. Most cases are resolved through PayPal's dispute resolution or Fair Trading. If those don't work, there's the small claims tribunal where you can represent yourself without a lawyer.

Seg 12Consumer
LOTE → English

شکریہ۔ پہلے پے پال تنازعہ شروع کروں گا اور ساتھ ہی فیئر ٹریڈنگ میں بھی رپورٹ۔

Car Repair — Overcharge Dispute

This dialogue is between a man and a Fair Trading Mediator. The man was overcharged at a car repair shop and is seeking resolution through Fair Trading.

Seg 1Fair Trading Mediator
English → LOTE

You've lodged a complaint about being overcharged at a car repair shop. What happened?

Seg 2Consumer
LOTE → English

بریک بدلوانے کا تخمینہ ساڑھے چار سو ڈالر تھا لیکن بل بارہ سو آیا۔ بغیر رضامندی اضافی کام کرکے وصول کیا۔

Seg 3Fair Trading Mediator
English → LOTE

Did you receive a written quote?

Seg 4Consumer
LOTE → English

جی، دستخط شدہ تخمینہ ہے جس میں واضح طور پر بریک پیڈ اور ڈسک بدلنے کے ساڑھے چار سو ڈالر لکھے ہیں۔

Seg 5Fair Trading Mediator
English → LOTE

Under Australian Consumer Law, a repairer must obtain your consent before performing additional work that significantly exceeds the quoted amount. You're not required to pay for unauthorised charges.

Seg 6Consumer
LOTE → English

لیکن پوری رقم پہلے ادا کر چکا ہوں۔ کہا ادا نہ کروں تو گاڑی نہیں دیں گے۔

Seg 7Fair Trading Mediator
English → LOTE

That's called exercising a lien, but it's not justified beyond the agreed quote. You can demand the car's release and lodge a complaint with Fair Trading.

Seg 8Consumer
LOTE → English

مرمت کے معیار کی بھی فکر ہے۔ جلد بازی میں کام کیا لگتا ہے۔

Seg 9Fair Trading Mediator
English → LOTE

I'd recommend having another mechanic inspect the work. If issues are found, you can require the original shop to fix them or provide a refund. An inspection report is powerful evidence in a dispute.

Seg 10Consumer
LOTE → English

کتنا وقت لگے گا؟ گاڑی روزانہ چاہیے۔

Seg 11Fair Trading Mediator
English → LOTE

The inspection takes one to two hours. After sending the written demand, the standard response time is fourteen days. If they don't respond, Fair Trading can escalate it.

Seg 12Consumer
LOTE → English

فوراً کارروائی کروں گا۔ اس ریپیئر شاپ کبھی واپس نہیں جاؤں گا۔

Warranty Claim — Electronics Store

This dialogue is between a woman and a Store Manager at an electronics store. The woman is making a warranty claim for a product that stopped working within the warranty period.

Seg 1Store Manager
English → LOTE

We've received a complaint about an electronics warranty issue. Which product is it about?

Seg 2Customer
LOTE → English

تیرہ ماہ بعد ٹیلی ویژن بند ہو گیا۔ دکان لے گیا تو کہا مینوفیکچرر وارنٹی صرف بارہ ماہ ہے مدد نہیں کر سکتے۔

Seg 3Store Manager
English → LOTE

The manufacturer's warranty may have expired, but the Australian Consumer Law guarantee is separate. The consumer guarantee requires that products last for a reasonable period. A fifteen-hundred-dollar television failing after thirteen months is not reasonable.

Seg 4Customer
LOTE → English

لیکن دکان نے مینوفیکچرر سے خود رابطہ کرنے کو کہا اور کچھ نہیں کیا۔

Seg 5Store Manager
English → LOTE

The store that sold you the product has a direct contractual relationship with you and is responsible for the consumer guarantee. They cannot redirect you to the manufacturer alone. This is the law.

Seg 6Customer
LOTE → English

دکان واپس جاؤں تو کیا کہوں؟

Seg 7Store Manager
English → LOTE

Tell them you're requesting a repair, replacement, or refund under the consumer guarantee. Explain the product failed within a reasonable period for a product of that type.

Seg 8Customer
LOTE → English

پھر بھی انکار کریں تو؟

Seg 9Store Manager
English → LOTE

Lodge a formal complaint with the ACCC or your state's Fair Trading. They can investigate the retailer and enforce compliance. You can also apply to the consumer tribunal.

Seg 10Customer
LOTE → English

ٹیلی ویژن سستا ہوتا تو شاید چھوڑ دیتا۔

Seg 11Store Manager
English → LOTE

Regardless of the price, your rights are the same. It's important to stand up for your consumer rights. Many retailers rely on customers not knowing their entitlements.

Seg 12Customer
LOTE → English

درست بات ہے۔ کل دکان جا کر صارفین گارنٹی کے تحت باقاعدہ تدارک مانگوں گا۔

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